The ‘bob Ke Sang Tyohaar Ki Umang – Shubh Bhi, Labh Bhi’ campaign brings festive benefits across loans, savings, debit cards and MSME financing.
Mumbai, October 21, 2026: Bank of Baroda, one of India’s leading public sector banks, has launched its festive campaign, ‘bob Ke Sang Tyohaar Ki Umang – Shubh Bhi, Labh Bhi’, introducing a range of offers designed to help customers meet their financial aspirations during the festive season.
The campaign covers retail loans, MSME financing, savings products and debit card spending, with benefits aimed at homebuyers, vehicle buyers, women customers, entrepreneurs and families looking to strengthen their savings.
Home Loans Starting at 7.40%
Under the festive campaign, Bank of Baroda is offering home loans at interest rates starting from 7.40% per annum, along with a complete waiver of processing fees, quick sanctions and minimal documentation.
Customers planning to purchase a plot for future house construction can explore the bank’s bob Swabhoomi plot loan, which offers a lower margin, longer repayment tenure and zero processing fees.
The bank is also offering additional interest-rate concessions of 0.05 percentage points for women and 0.10 percentage points for eligible borrowers, subject to applicable terms and conditions.
Car Loans Starting at 7.85%
Customers planning to purchase a new vehicle can access car loans starting at 7.85% per annum. The bank highlights digital processing, quick sanctions and minimal documentation as key features.
For customers opting for electric vehicles, the bob Green Wheels scheme offers an interest-rate concession of 0.15 percentage points, along with an extended repayment period, subject to eligibility and applicable conditions.
Festive Discounts on Debit Cards
The festive benefits also extend to everyday spending. Bank of Baroda debit cardholders can access instant discounts across participating brands and merchants in categories such as shopping, food, travel and groceries.
These offers aim to provide additional value to customers during the festive shopping season.
Special Savings Benefits for Women
The bank is highlighting two savings products tailored to women customers.
The bob Global Women NRE/NRO Savings Account combines an Auto Sweep facility with complimentary personal and air accident insurance coverage.
The bob Women Sapphire Savings Account offers benefits including cancer care coverage of up to ₹10 lakh, online doctor consultations for family members and exclusive offers on the Tiara Credit Card, subject to applicable terms and conditions.
Systematic Savings Starting at ₹500 a Month
Customers seeking to develop a regular savings habit can consider the bob Flexi Systematic Deposit Plan, which starts at ₹500 per month and offers fixed interest rates for the entire deposit period.
The plan is intended to make disciplined saving accessible to customers with different financial capacities.
Financing Support for MSMEs and Entrepreneurs
Bank of Baroda is also offering financing solutions for micro, small and medium enterprises (MSMEs).
These include bob Green Plug, which provides loans of up to ₹5 crore for establishing or expanding electric vehicle charging stations, battery-swapping infrastructure and related facilities.
The bank also offers Construction and Mining Equipment Financing, with repayment tenures of up to 60 months.
For women entrepreneurs, the Baroda Mahila Swavalamban scheme provides collateral-free financing, extended repayment tenures, a complimentary QR code for business-to-business transactions and attractive interest rates, subject to eligibility.
Bank Reaffirms Focus on Customer Aspirations
Speaking about the campaign, Beena Vaheed, Executive Director of Bank of Baroda, said the festive season is an important time for individuals and families to fulfil aspirations such as purchasing a home or vehicle, expanding businesses and building long-term savings.
She added that the bank aims to make financing more accessible and rewarding through competitive interest rates, customer-focused benefits and solutions designed for diverse financial needs.
With offers spanning home loans, car loans, MSME financing, savings products and debit card discounts, Bank of Baroda aims to help customers make the most of the festive season.
Note: All offers are subject to eligibility criteria, applicable terms and conditions, and the bank’s prevailing policies. Customers should check the official Bank of Baroda website for the latest details before applying.
Official website: https://bankofbaroda.bank.in/
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