Tag: Financial Performance

Business

HDFC Bank Reports 8.9% Growth in Net Revenue for Q3 FY26; Net Interest Income Rises 6.4%

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Written by Intern Rency Gomes ||Team Allycaral 

Mumbai, January 17, 2026: The Board of Directors of HDFC Bank Limited approved the Bank’s financial results prepared under Indian GAAP for the quarter and nine months ended December 31, 2025, at its meeting held in Mumbai on Saturday. The financial statements have been subjected to a limited review by the statutory auditors of the Bank.

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For the quarter ended December 31, 2025, the Bank reported net revenue of ₹458.7 billion, registering a growth of 8.9 per cent compared to ₹421.1 billion in the corresponding quarter of the previous year.

Net interest income (interest earned less interest expended) for the quarter increased by 6.4 per cent to ₹326.2 billion from ₹306.5 billion in the same period last year. The Bank’s core net interest margin stood at 3.35 per cent on total assets and 3.51 per cent on interest-earning assets.

Other income (non-interest revenue) for the quarter amounted to ₹132.5 billion. Fee and commission income rose to ₹92.3 billion compared to ₹81.8 billion in the corresponding quarter of the previous year. Foreign exchange and derivatives revenue stood at ₹14.3 billion, marginally higher than ₹14.0 billion reported a year earlier. Net trading and mark-to-market gains surged to ₹9.3 billion from ₹0.7 billion, while miscellaneous income, including recoveries and dividends, was ₹16.6 billion compared to ₹17.9 billion in the year-ago quarter.

Operating expenses for the quarter ended December 31, 2025 were ₹187.7 billion. Excluding the estimated impact of ₹8.0 billion related to employee benefits under the New Labour Code, operating expenses stood at ₹179.7 billion, compared to ₹171.1 billion in the corresponding quarter of the previous year. The Bank’s core cost-to-income ratio for the quarter was 39.2 per cent.

The results reflect HDFC Bank’s continued focus on sustainable growth, operational efficiency and disciplined cost management amid evolving economic conditions.

Business

Bank of Baroda Presents ₹2,762 Crore Dividend to Finance Minister for FY 2024–25

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Mumbai / New Delhi | June 25, 2025 – In a significant demonstration of robust financial performance and its ongoing contribution to the national economy, Bank of Baroda (BoB), one of India’s largest public sector banks, presented a dividend cheque of ₹2,762 crore for the financial year 2024–25 to the Union Minister of Finance and Corporate Affairs, Smt. Nirmala Sitharaman, on Tuesday.

The cheque was formally handed over by Shri Debadatta Chand, Managing Director & CEO of Bank of Baroda, at the Finance Minister’s office in North Block, New Delhi. The occasion was graced by senior officials including Shri M. Nagaraju, Secretary, Department of Financial Services (DFS); Shri Ashish Madhaorao More, Joint Secretary, DFS; and the Bank’s Executive Directors Shri Lalit Tyagi, Shri Sanjay Mudaliar, Shri Lal Singh, and Smt. Beena Vaheed.

Reflecting Strong Financial Performance

The dividend payout for FY 2024–25 underscores the bank’s record-breaking standalone net profit of ₹19,581 crore, marking a 10.1% year-on-year growth—the highest ever in its history. Bank of Baroda declared a dividend of ₹8.35 per equity share, translating to 418% of the face value of ₹2 per share.

This impressive performance is attributed to the bank’s disciplined strategy, prudent risk management, digital transformation, and customer-centric innovations. The bank has consistently maintained its position as one of India’s leading financial institutions both in terms of profitability and outreach.

A Symbol of Stakeholder Value

The dividend presentation reflects BoB’s continued commitment to shareholder value, national growth, and the economic stability of India. The payout also contributes to government revenues, considering the significant shareholding the Government of India holds in the bank.

Speaking on the occasion, top bank executives emphasized that this achievement is a result of dedicated efforts across the organization—from strategic leadership to frontline execution—and reaffirmed their focus on inclusive and sustainable growth.

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Advani Hotels & Resorts Reports Record-Breaking Q3 FY25 Results

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Advani Hotels & Resorts (India) Limited, the company behind the luxurious Caravela Beach Resort Goa, has announced its financial results for the third quarter (Q3) of the financial year 2024-25 (FY25). The results show a significant increase in revenue and profitability, with the company reporting a net profit of INR 1192 lakhs, a growth of 28% year-over-year (YoY).

Key Highlights of Q3 FY25 Results

  • Total income increased by 9.2% YoY to INR 3607.4 lakhs.
  • EBITDA margin expanded to 46.6%, driven by higher revenue and efficient cost management.
  • Profit Before Tax (PBT) rose by 26.2% YoY to INR 1604.5 lakhs.
  • Net Profit increased by 28% YoY to INR 1191.6 lakhs.
  • The company declared a dividend of 50% (INR 1 per share), resulting in a payout of INR 924.38 lakhs.

Strong Operational Performance
The Caravela Beach Resort Goa witnessed strong operational performance during Q3 FY25, with:

  • Occupancy rate of 84.9%, despite a slight decline in total room nights sold.
  • Total Revenue per Occupied Room per night (TRevPOR) increased by 10.5% YoY to INR 24,065.
  • Average Net Revenue per Occupied Room per night on Christmas Eve and New Year’s Eve reached INR 33,905 and INR 48,203, respectively.

Debt-Free Status and Liquid Fund Reserves
Advani Hotels & Resorts (India) Limited maintains a debt-free status, with Liquid Fund Reserves (including Fixed Deposits) increasing by 18.5% YoY to INR 5699.8 lakhs as of December 31, 2024.

Awards and Recognition
During the nine months ended December 2024, the Caravela Beach Resort Goa received several prestigious awards, including:

  • ‘Destination Wedding Resort of the Year—West India’ at the Economic Times MICE & Wedding Tourism Awards 2024.
  • ‘Best Beach Front Wedding Destination Resort’ in Goa at the Shubh Food Travel & Wedding Tourism Expo Summit & Awards 2024.
  • ‘Iconic Deluxe Beach Resort’ in Goa by the Times of India – Times Hospitality Icon 2024.
  • ‘Best MICE Resort of Goa’ at the India MICE Awards 2024 by TravTour MICE Guide.
  • ‘Guest Review Award 2024’ from GO-MMT.
  • ‘Traveller Review Award 2025’ by (link unavailable)


The company has implemented eco-friendly measures, such as installing aerators in each faucet to conserve water. Additionally, Advani Hotels & Resorts has introduced various soft adventure and guest experiential activities, including land and water zorbing, bunjee trampoline, archery, target shooting, and local distillery tours.

Industry Outlook
The hospitality industry in Goa is undergoing a transformation, shifting focus from mass tourism to attracting high-value visitors. The state government is working to improve the tourism experience by addressing infrastructure challenges and promoting sustainable tourism practices. Advani Hotels & Resorts is well-positioned to capitalize on this trend, with its luxury offerings and strong operational performance.


Advani Hotels & Resorts (India) Limited’s Q3 FY25 results demonstrate the company’s ability to deliver strong revenue growth, expand margins, and maintain a debt-free status. With its focus on luxury tourism, eco-friendly initiatives, and guest experience enhancements, the company is poised for continued success in the hospitality industry.