Tag: cybersecurity

Finance

HDFC Bank Inaugurates Tech & Digital Factory in Guwahati to Boost AI and Cybersecurity Talent

Swara Bodke

Written by Intern Swara Bodke || Team Allycaral

India, 2026: HDFC Bank, India’s leading private sector bank, has inaugurated its new Tech & Digital Factory in Guwahati, marking its first such facility in Assam and the fourth nationwide. The bank already operates similar Tech & Digital Factories in Mumbai, Bengaluru and Gurugram.
The new centre will serve as a hub for advanced technology development, innovation and talent incubation in Assam. It aims to strengthen talent pools in Artificial Intelligence (AI), Digital technologies and Cybersecurity, while building capabilities in Cloud, Data and core engineering tracks. The initiative is also expected to enhance digital product creation capabilities in the state.
The facility was inaugurated by Assam Chief Minister Himanta Biswa Sarma in the presence of Mr. Kaizad Bharucha, Deputy Managing Director – HDFC Bank, Mr. Ramesh Lakshminarayan, Chief Information Officer – HDFC Bank, dignitaries from the Government of Assam, members from participating educational institutions, and officers of the bank.


The Tech & Digital Factory will generate career opportunities for skilled professionals in Assam, enabling them to contribute directly to next-generation technology development while remaining in their home state.
The initiative is part of Advantage Assam 2.0, under which HDFC Bank partnered with the Government of Assam. The collaboration focuses on enhancing academic knowledge with industry expertise through a structured skill-building curriculum tailored to the BFSI and fintech sectors.
Centred on campus-to-corporate competency, the programme aligns with job requirements in banking and fintech industries. The curriculum includes essential banking knowledge along with new-age IT domains.
The programme commenced in September 2025, and over 150 students are currently being trained under the cohort. Participants will receive industry-relevant knowledge and hands-on experience from senior HDFC Bank executives.
Students enrolled in the programme will also undergo internships with HDFC Bank for a duration of 2 to 4 months. This will allow them to apply academic and technological concepts in real-world corporate scenarios. Importantly, the course is offered at no additional cost to students.
Commenting on the development, Mr. Kaizad Bharucha, Deputy Managing Director, HDFC Bank, said that the Bank had signed an MoU with the Assam Government at Advantage Assam 2.0 in February 2025 and was pleased to establish the facility within a year, supported strongly by the state government. He added that the new centre would enable the rollout of innovative digital products and services while attracting engineering talent from Assam to contribute to next-generation banking technology.
HDFC Bank’s Tech & Digital Factory model continues to function as the nucleus of digital execution, with dedicated units focused on experience design, mobile and cloud engineering, APIs and orchestration, data and GenAI, and secure-by-design architecture.
HDFC Bank began its journey in Assam in 2004 with the launch of its first branch in Guwahati. Since then, the Bank has expanded to 138 branches and 248 ATMs across the state as of December 31, 2025. According to the State Level Banker’s Committee (SLBC) report, the Bank’s Credit-Deposit (CD) ratio in Assam stood at 85.78% as of the same date.

EduConnect

Cyber Smart Generation: Awareness Drive Held at St. Francis Xavier’s High School, Siolim

Tanisha Cardozo

A significant step towards building digital awareness among young students was witnessed in Siolim, Goa, as a cyber awareness and online safety programme was conducted at St. Francis Xavier’s High School on 25th February 2026. The initiative was organised by the Siolim Free Legal Aid Cell of V.M. Salgaocar College of Law, aiming to equip students with essential knowledge to navigate the increasingly complex digital world safely.

The session was led by PSI Sahil Vijay Warang, Police Sub-Inspector from Anjuna Police Station, who addressed the students as the guest speaker. His talk focused on the growing threats of cybercrime and the importance of awareness as the first line of defence. The programme was held in the presence of Fr. Dilip Tete, Headmaster of the school, and Fr. Marcos Dsouza, Principal of the Higher Secondary section, both of whom appreciated the initiative and its relevance in today’s digital age.

With participation from approximately 600 to 650 students, along with teachers and members of the Legal Aid Cell, the session turned into an engaging and insightful learning experience. Students were introduced to the concept of cybercrime as an “unseen danger,” where criminals often exploit human emotions such as fear, greed, and curiosity rather than relying solely on advanced technology.

PSI Warang shared real-life examples of various online frauds, including fake investment schemes, job scams, sextortion cases, fake loan applications, impersonation frauds, matrimonial scams, and online booking frauds. He also explained newer threats such as digital arrest scams and emotional manipulation tactics, helping students understand how easily individuals can fall prey without proper awareness.

A key focus of the session was on developing a responsible digital mindset. Students were encouraged to stay cautious while using social media platforms, online games, and digital payment systems. Practical tips were shared on identifying suspicious links, protecting personal information, and verifying online transactions before taking action.

The session also introduced students to important safety resources such as the National Cybercrime Helpline 1930 and official cybercrime reporting platforms, empowering them with tools to seek help in case of any online threat. The interactive nature of the programme allowed students to actively participate, ask questions, and relate to real-world scenarios discussed during the session.

Faculty members, including Assistant Professor Shreya Shah, who serves as the Faculty Incharge of the Legal Aid Cell, along with student coordinators and school staff, played a key role in organising the event. Their efforts ensured that the programme was both informative and impactful.

The event concluded with a strong message: awareness is the most powerful defence against cybercrime. As students left the session more informed and alert, the programme successfully reinforced the importance of staying vigilant in an increasingly digital world.

Social

HDFC Bank Conducts Over 4,000 Cyber Fraud Awareness Workshops Across India

Tanisha Cardozo

Written by Tanisha Cardozo || Team Allycaral

HDFC Bank, India’s leading private sector bank, has strengthened its commitment to digital safety by conducting over 4,000 cyber fraud awareness workshops across the country as part of its ongoing digital banking awareness drive. Since April 2025, these workshops have reached more than 27,000 citizens, equipping them with essential knowledge to safeguard themselves against the growing threat of cyber fraud.

The initiative targets a wide and diverse audience, including school and college students, senior citizens, self-help groups, bank customers, and employees. Through interactive sessions, participants were educated on safe digital banking practices designed to help them recognise and avoid fraudulent activities. The workshops featured real-life examples, stories, and videos that illustrated common tactics used by fraudsters, making the sessions both relatable and impactful. Many of these workshops were conducted in collaboration with Law Enforcement Agencies, further reinforcing their credibility and reach.

Participants were introduced to various fraudster tactics, including how criminals manipulate victims using fear, urgency, greed, or appeals for help. The sessions highlighted prevalent cyber threats such as digital arrest scams, investment frauds, APK frauds, phishing, smishing, vishing, SIM swap scams, remote access frauds, and UPI-related frauds. Practical secure banking tips were also shared, emphasising simple yet effective habits that can significantly reduce risk. The workshops featured ‘Vigil Aunty’ as a relatable awareness ambassador to reinforce these messages.

Attendees were strongly advised never to share sensitive personal or banking information, avoid clicking on suspicious links, and refrain from downloading APK files or attachments received through emails, SMS, or WhatsApp, particularly those impersonating banks, government authorities, or trusted institutions.

Commenting on the initiative, Manish Agrawal, Senior Executive Vice President – Credit Intelligence and Control at HDFC Bank, said that fraudsters are increasingly combining social engineering tactics with technology to exploit customers. He emphasised the importance of awareness in preventing individuals from sharing confidential banking details or engaging with unverified links, urging citizens to always “Pause, Think, and Verify” before taking any action.

HDFC Bank continues to encourage customers to adopt safe digital banking habits and remain vigilant while transacting online. In the event of online fraud, customers are advised to immediately report unauthorised transactions to the bank, block the affected payment mode, and contact the Ministry of Home Affairs’ 1930 cybercrime helpline or file a complaint on the National Cybercrime Reporting Portal to prevent further losses.

Business

TATA AIG’s SME Business Insurance Offers Comprehensive Risk Cover for Goa’s Enterprises

Tanisha Cardozo

Written by Tanisha Cardozo || Team Allycaral Business Desk

Fire incidents reported across the country, including in Goa, have once again highlighted how quickly emergencies can escalate and how unprepared many small enterprises remain when it comes to risk protection. Beyond the immediate human and material losses, such incidents expose a deeper challenge—the ability of businesses to recover and continue operations in the absence of adequate insurance coverage.

Goa’s economy is driven by a diverse mix of industries ranging from hospitality and pharmaceuticals to shipbuilding, light engineering, food processing and several ancillary and local enterprises spread across industrial and commercial clusters. Despite this industrial diversity, a significant number of small and medium enterprises continue to remain underinsured or only partially insured, leaving them vulnerable to fire, natural calamities, machinery breakdowns and business interruptions.

TATA AIG’s SME Business Insurance is designed to address this protection gap by offering comprehensive coverage tailored to the needs of small enterprises. The solution includes protection against fire and allied perils, machinery breakdown and loss of income due to insured interruptions. In addition, coverage can also be extended to employees’ hospitalization expenses arising from such incidents, ensuring care for the workforce while safeguarding business interests.

Whether it is damage caused by an electrical short circuit in a manufacturing unit or losses incurred due to water damage during firefighting operations, such insurance solutions help businesses recover financially while maintaining operational continuity. Equally important is the need for enterprises to periodically reassess their sum insured to ensure that claim payouts reflect the true scale of potential losses.

Commenting on the importance of preparedness, Pranay Shah, Head – SME Products at TATA AIG General Insurance, stated that small businesses form the backbone of the economy yet remain among the most vulnerable during disasters. He emphasized that TATA AIG is committed to delivering reliable insurance solutions that protect assets, ensure continuity and safeguard livelihoods, empowering businesses to face uncertainties with confidence.

For Goa’s business community, recent incidents serve as a timely reminder that comprehensive insurance is not merely a regulatory requirement but a critical pillar of risk preparedness and long-term sustainability. In densely populated industrial and commercial zones, having the right insurance coverage can often make the difference between recovery and closure, reinforcing the need for enterprises to take proactive steps toward comprehensive risk protection.

TechPulse

DITE&C and GIPARD Host Two-Day Cybersecurity Workshop to Strengthen Goa’s Digital Safety Framework

Tanisha Cardozo

Written by Tanisha Cardozo || Team Allycaral

The Department of Information Technology, Electronics and Communications (DITE&C), in collaboration with the Goa Institute of Public Administration and Rural Development (GIPARD), organised a comprehensive two-day workshop on cybersecurity at GIPARD, Ella Farm, Old Goa. The initiative aimed to sensitise officials from various government departments about the rapidly evolving cyber threat landscape, data protection regulations and best practices in secure data management. The programme was inaugurated by Shri Kabir Shirgaonkar, Director, DITE&C, Dr. Milind Sakhardande, Joint Director, DITE&C, Dr. Seema Fernandes, Assistant Director, GIPARD and Shri Vidyanand Pawar, PI, Cyber Crime Police Station, Goa.

During the inaugural address, Shri Kabir Shirgaonkar highlighted the urgency of strengthening cybersecurity within government systems. He emphasised that with the growing dependence on digital platforms such as Aadhaar, UPI, DigiYatra and the use of emerging technologies like AI and blockchain, both opportunities and risks have increased significantly. He noted that cybersecurity is now a foundational necessity for every government department and stressed that even a single breach could compromise vital public assets and services. Dr. Seema Fernandes reinforced this message by pointing out that cybercrime poses unique challenges as evidence can disappear quickly, making timely action critical. She expressed hope that the workshop would inspire further initiatives to create a more cyber-aware government ecosystem.

The sessions were conducted by experts including Shri Vidyanand Pawar, PI, Cyber Crime Police Station, Goa, Smt Sejal Naik, Junior Project Manager, GEL, Smt Sangeeta Naik from Digital Goa, Shri Sahil Awasthi from Cyber Yoddha, Goa Police and Dr. Harold D’Costa, President of Cyber Security Corporation and Independent Director at SICOM Ltd. Over the two days, participants explored key topics such as the fundamentals of cybersecurity, cyberbullying, the Digital Personal Data Protection (DPDP) Act 2023, digital arrest case studies, mobile-based frauds, golden rules for staying safe online, India’s cybercrime framework, CERT-In Directions and cyber crisis management strategies. The workshop also featured hands-on simulations and interactive case studies that helped officials understand vulnerabilities in their daily workflows.

Through programmes like this, the Government of Goa continues to strengthen its commitment to digital safety, equipping officials with the knowledge and tools needed to stay ahead of emerging cyber threats and building a more resilient, secure digital ecosystem for the State.